I have been in the mortgage business since 1977 learning all aspects of the business in various positions. The first eight years "in the business" include several years as an award winning loan officer, branch manager, and corporate sales manager. From there I spent five years at a $1.5 Billion Savings & Loan as the Senior Vice President – Chief Lending Officer, where I managed a $1 Billion servicing portfolio, a mortgage banking division with the largest retail loan origination office in Central Ohio and a wholesale division that purchased loans nationally. In 1988 I became partner in a Regional mortgage banking operation with branches in 4 states. My responsibilities involved head of production, investor relationships, branch activity and acting Senior Underwriter for Fannie, Freddie, FHA and VA. In 1998 I opened Strategic Mortgage, an FHA approved mortgage banking company in Ohio.
Other
Accomplishments:
• Board of Directors of the National Rehab Lenders Association;
• Program development with HUD on 203k program and FNMA on securitizing 7 year Balloon/Call Option;
• Numerous awards from HUD for affordable housing and CRA;
• Chaired the task force that set the parameters for Ohio Housing Finance Agency 1st-time homebuyer bonds;
• Guest Speaker at numerous conferences and seminars on Affordable Housing initiatives sponsored by the Federal Reserve, the Federal Home Loan Bank/Office of Thrift Supervision, HUD-Washington, FNMA, FHLMC, and various state and local MBAs;
• President of an affiliated Escrow Company – 1990 to 1997;
• EVP of a Title Company affiliate doing business in Ohio, Pennsylvania and Kentucky;
• Structured $1 Billion sale of loan portfolio to FNMA & FHLMC;
• Computerized the cost-accounting for all assets of a $1.5 Billion S&L;
• Established lending rates for savings & loan portfolio products;
• Past president of Columbus Mortgage Bankers Association
• Past member of the Governors Task Force on Housing
• Ohio Mortgage Bankers Association
• Columbus Board of Realtors
• Life Member, Realtors Political Action Committee
Education:
•
Ohio University, Athens, OH 1970-1974
• And numerous industry seminars and conferences on
all aspects of lending.
