30 Year Fixed Rate
The traditional 30-year fixed-rate mortgage offers total interest rate stability. If you intend to live in the home for an extended period of time, it's a good choice. The 30-year mortgage generally provides for the lowest monthly payments. Down payment can be as low as 3 1/2% for qualified persons.

15 Year Fixed Rate
With a 15-year mortgage, you own your home in half the time by paying a little more every month. Many people find that a shorter loan term offer them a significant financial advantage in accumulating equity and paying less interest over the life of their loan. The only drawback is that the monthly payments are higher than a 30-year mortgage. Down payment can be as low as 3 1/2% for qualified persons.

Adjustable Rates - Contact a loan officer